Effective date: October 1, 2026
By using this site (the "Site"), you agree to these Terms.
KAVIREN is a brand and educational ecosystem. Content on the Site is for general educational and informational purposes only and is not individualized insurance, legal, tax, accounting, or investment advice, nor a recommendation or offer to buy or sell any product or service. See our Important Disclosure for details.
Using the Site or submitting a meeting request does not create an insurance producer-client, attorney-client, accountant-client, or investment-advisory relationship with KAVIREN itself. Any such relationship, if one forms, is directly between you and the independently licensed professional or firm you are connected with, and is governed by that professional's own agreements, disclosures, and applicable law.
When you submit a meeting request, you authorize KAVIREN to share the information you provide with an appropriately licensed or credentialed professional or firm for the purpose of following up with you. KAVIREN does not guarantee that any particular professional will be available, licensed in your state, or a fit for your needs.
Nothing on the Site is a guarantee of results, performance, or suitability of any product or strategy. Insurance, investment, and financial products carry risk, and past results (where discussed) do not guarantee future outcomes. Not all products or services are available in every state or jurisdiction.
All content on the Site (text, design, graphics, logos) is owned by KAVIREN or its licensors and may not be copied or redistributed without permission.
The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, KAVIREN is not liable for any damages arising from your use of the Site or reliance on its content.
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms.
Questions about these Terms: support@kaviren.com, or through our meeting-request form.